Dhanlaxmi Bank Reports ₹33,773 Crore Total Business In FY26, Driven By Strong Loan & Gold Portfolio Growth
· Free Press Journal
Thrissur: Dhanlaxmi Bank has closed FY2025-26 with broad-based growth across its balance sheet.
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Expands Overall Business
Dhanlaxmi Bank’s total business rose to Rs 33,773 crore as of March 31, 2026, compared with Rs 28,219 crore a year earlier. This represents a 19.68 percent year-on-year increase, indicating steady expansion in both deposits and advances. The provisional figures, shown in the table on page 1, highlight consistent growth momentum through the financial year.
Deposits And CASA Improve
Total deposits increased to Rs 18,643 crore from Rs 16,013 crore, reflecting a 16.42 percent growth. Within this, CASA deposits stood at Rs 5,380 crore, up 15.77 percent year-on-year. The steady rise in low-cost deposits indicates improved liability franchise and customer engagement, supporting the bank’s funding base.
Advances Drive Growth
Gross advances reached Rs 15,130 crore, registering a 23.96 percent increase over the previous year. This strong growth in lending has been a key contributor to overall business expansion, highlighting the bank’s focus on credit growth and portfolio diversification.
Managing Short-Term Expenses With Affordable Gold Loan Interest RatesGold Loan Segment Surges
The gold loan portfolio emerged as a standout performer, rising sharply to Rs 6,512 crore from Rs 3,799 crore, reflecting a 71.41 percent increase. This significant jump underscores strong demand in secured lending segments and the bank’s ability to capitalise on opportunities in gold-backed financing.
MSME Portfolio Strengthens
The MSME segment also recorded healthy growth, with advances increasing to Rs 2,135 crore from Rs 1,631 crore, representing a 30.90 percent rise. This indicates continued focus on supporting small and medium enterprises, a critical segment for economic activity.
Consistent Growth Trajectory
Quarterly progression, as reflected in the data, shows steady improvement from December 2025 levels, indicating sustained momentum through the final quarter. The bank’s diversified growth across deposits, advances, and niche lending segments reflects balanced execution.
Provisional Data Noted
The bank clarified that the reported figures are provisional and subject to review by statutory auditors. Despite this, the numbers provide a clear indication of operational performance and growth trends for the year. Dhanlaxmi Bank’s FY2025-26 performance highlights strong expansion across core banking metrics, supported by growth in advances, deposits, and high-performing segments like gold loans.
Disclaimer: This article is based solely on the company’s stock exchange filing and accompanying document and does not include external sources or independent verification.